About RBA

Reformed Benefits Association is a non-profit organization created  in 2014 to provide insurance benefits for churches, denominational staff and similar ministries. Our team is second to none in assuring peace of mind to our members. We are experts in our field, committed to delivering the highest level of benefits care with attentiveness, warmth, and integrity.

Nikki Huttenga

Benefits Director

After receiving her Bachelor of Business Administration degree from Davenport University, Nikki worked for a well-known benefits software vendor for seven years before coming on with RBA at its inception.  A self-proclaimed technology nerd,  Nikki is excited by the ever-changing landscape of insurance!  She loves working with the broad range of churches and employer groups who participate in RBA. Her specialty is guiding churches to think strategically about their benefit decisions.  Nikki is a certified Group Benefits Associate (GBA) and is also licensed in Michigan Life, Accident and Health Insurance.

Sarah Hull

Benefits Manager

Sarah’s degree in hospitality and tourism management from Grand Valley State University makes her an expert in customer service. Her experience in the service industry prepared her for a career in benefits administration, beginning as an account manager for an HR firm and eventually coming to RBA.  In an ever-changing and increasingly complex field, she is passionate about service and making the benefits process as easy for clients as possible.

Dawn Benjamin

Billing Specialist

Dawn received a bachelors degree in accounting from Northern Michigan University, which launched her into 13 years of insurance agency work. She is licensed in Michigan Life, Accident, and Health Insurance administration and acted as a benefit consultant, account manager, and agent service representative with three companies before arriving at RBA. As a billing specialist, Dawn works hard to ensure accuracy in premium invoices and cares deeply about good financial stewardship.  Dawn also works part-time for the CRC Pension office, making her extremely knowledgeable in all aspects of benefits!

Supporting the Church So It Can Focus on Ministry

Insurance doesn’t have to be complicated.  RBA can help ensure you’re protected and secure.