Welcome to the Reformed Benefits Association family. You’re covered, and we’re glad you’re here.
This page is your starting point with your insurance plan. It will help you get set up and confident during your first few weeks of use.
When you land on reformedbenefits.org, you’ll see “Login” at the top of each page — that’s bswift, your benefits enrollment portal. In the future, you’ll use it most often during open enrollment to make updates on plan selection and member information.
| ✓ Use bswift for | ✗ Don’t use bswift for |
|---|---|
| Open enrollment | Finding a doctor |
| Life event changes | Checking claims |
| Updating dependents | ID cards |
| Enrollment confirmation | Prescriptions |
Your Benefits Guide is your go-to resource for understanding your coverage. It explains what’s covered, what it costs, how your deductible works, and what to expect when you need care. Keep it bookmarked — you’ll come back to it.
You can always find the current version right here. Follow this link, fill out the short form, and you’ll get the right guide for your plan:
Seeing an in-network provider keeps your costs down. The portal you use depends on your plan. Find your plan below, then follow the steps to search for providers in your area.
Your network: Priority Health PPO
Where to search: accesshma.com
Steps:
Traveling? Use the Cigna OAP network. Look for the Cigna logo on your ID card.
Your network: UHC Choice Plus
Where to search: umr.com
Steps:
Look for the heart icon — Premium Care Physicians meet quality and cost criteria.
Your network: UHC Choice Plus
Where to search: benefits.surest.com
Steps:
See costs before you go — Surest shows copay amounts for each provider before you book.
Your RBA ID card works at any participating pharmacy through OptumRx. No separate drug card needed.
Two ways to fill:
Note that your card will have important information that will provide you with the important details of your prescription coverage.
RBA partners with RazorMetrics to automatically find lower-cost options on your prescriptions.
Here’s how it works: RazorMetrics looks at your prescription claims. If a cheaper alternative exists, like a generic or a better-priced option on your formulary, they contact your doctor. Your doctor reviews the recommendation and decides if it makes sense for you.
The great part — there’s nothing to sign up for. No extra apps, no additional forms.
Your ID card will arrive in the mail within a few weeks of enrolling. But you don’t have to wait — your coverage is active, and you can access a digital ID card right away.
Register with your carrier to view and download your card:
| Plan | Website |
|---|---|
| HMA | accesshma.com |
| UMR | umr.com |
| Surest | benefits.surest.com |
Note: It can take a few business days after enrollment for your information to appear on these sites.
Most of the time, you can only change your benefits during open enrollment. But if you experience a qualifying life event, you have 30 days to update your coverage.
If one of these happens, contact the RBA benefits team within 30 days. We’ll help you make the changes you need.
Email: benefits@reformedbenefits.org Phone: 800.701.8992
For help with specific claims, claim forms, or finding in-network care, contact your carrier directly. Many carriers also have a chat function in their app.
| Plan | Phone | Website |
|---|---|---|
| HMA | 833-865-0141 | accesshma.com |
| UMR | 844-600-0919 | umr.com |
| Surest | 866-683-6440 | benefits.surest.com |
Pharmacy — OptumRx: 855-524-0381 | optumrx.com
Dental — Delta Dental: 800-524-0149 | deltadental.com
Vision — EyeMed: 866-723-0513 | eyemed.com
The member resource page is the place to go. You’ll find downloads, links to all the important providers and access to more detailed information for additional benefits your health plan provides.
Not sure where to start? The RBA benefits team can help with enrollment questions, plan questions, or anything you’re unsure about.
Email: benefits@reformedbenefits.org Phone: 800.701.8992 Hours: Monday – Friday, 8:30 a.m. – 5:00 p.m. ET
