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Find the Right Health Insurance Plan for You and Your Church

Open Enrollment Information

The 2024 Open Enrollment period has now closed. However, there are still valuable resources below that you can access. If you’re new to RBA, or would like more information on becoming a member, please contact us. For those who are already members, we’ll be updating the information in early autumn for the 2025 Open Enrollment Period.

Don’t let complicated insurance processes keep you away from focusing on ministry. Make insurance decisions easier and work with Reformed Benefits Association to get the best health insurance plan for you and your church.

Whether you’re new to Reformed Benefits Association or you’re a current member ready to renew, here are some helpful resources to get your open enrollment off to a great start.

I’m a current member and ready to get started. 

I’m new and ready to get started. 

3 Easy Steps to Open Enrollment

1. View Plan Options

Check out the plan summaries and rate sheets and decide what benefits are most important to you and fit within your budget.

2. Verify Information

Verify the contact information and personal information of all who will be on your plan, including dates of birth and social security numbers.

3. Choose Your Benefits

Add benefits to your plan like dental, vision, and life insurance.

I’m a current member and ready to get started. 

I’m new and ready to get started. 

A Plan for Every Budget

This year, we’re offering 5 plans. Because the truth is, the best plan is one that fits your budget, gives you affordable access to your benefits, and includes the services you are most likely to need.

With 5 plans to choose from, there is a fit for every budget. Download our Benefits Guide for more information on what’s included in each plan.

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The front cover of the RBA 2025 Guide to Employee Benefits

Your Open Enrollment Questions Answered

How long do I have to complete open enrollment?

This year’s Open Enrollment period is from October 21 – November 1, 2024.

Current members must complete any plan changes before the open enrollment window closes on November 1. If you’re not making any changes, your benefits will roll over into 2025.  

New members can sign up at any time from now until December 31, 2024. 

I’m not a current member. Can I learn more about your services?

We understand that switching health insurance providers is not something that is done without a lot of thought. That’s why we invite you to download our benefits guide where you’ll find information about who’s eligible, a comparison of our 5 plans, dental and vision benefits, life and disability plans, and additional perks you can access exclusively through Reformed Benefits Association. 

Plus, you’re welcome to send us an email at any time with any questions. We’d be happy to help! 

I’m not a current member, but I’m ready to sign up! How do I get started?

Thank you for entrusting us with you and your church’s health insurance plan! To get started, just click here to fill out our brief form. From there, we’ll reach out to you with more information within 1-2 business days.

I’m a current member, and I’m ready to sign up! How do I get started?

Thank you for the opportunity to continue to serve you and your church! To get started, check out our RBA Member’s Guide to Completing Open Enrollment. Here, we’ll provide you with 5 easy steps to complete your open enrollment online. 

What are the differences between your medical plans?

Each year, we create a benefits guide so you can make an informed choice about which insurance plan is right for you and your church.  To see whats included for 2025, click here.

How much do your plans cost?

We’ve created a cost comparison that clearly shows the costs involved in each plan. Download the rate sheet here.

What happens if I don’t sign up for my health benefits during the Open Enrollment period?

For current members and churches, if you’re not making any changes to your plan(s), your elections will roll over into 2025. However, please keep in mind that Open Enrollment is the only time (outside of experiencing a major life event like a birth, divorce, marriage, etc.) that you are able to renew your plan and/or make changes to your current plan.

New members and churches are not required to work within the Open Enrollment period. It’s a great opportunity to explore options and compare plans, but you can join as a new member at any time. 

If you have further questions about this, please send us an email and we’d be happy to help.

How do I log in to my member portal?

Logging in is easy! Just click the “Login” button at the top right of the navigation bar. From there, you will be brought to the Bswift website

Please note: For your security, each year your password resets. If this is your first time logging in this year, your password will be the last 4 digits of your social security number. You will be prompted to change your password after you login for the first time. 

What should I do if my login isn’t working?

During the open enrollment period, we work with a third party to help you get the quickest answers possible. If you get stuck or are unable to login, please contact Reformed Benefits Association’s Benefit Service Center at 844-643-1131 Monday-Friday from 8:30-5:00 p.m. CST. They will help you with log-in issues and be able to answer general open enrollment questions.

If you need further assistance, please send us an email and we’ll reach out within 1-2 business days. 

Additional Open Enrollment Resources

Download the Benefits Guide

Download Your Guide to Navigating Open Enrollment for Your Church

View Supplementary Benefits

Ready to get started?

We believe you should be able to focus on your ministry without carrying the burden of finding the right plan for you, your family, and your church. Your ministry is your calling — and we’d like to help you get back to it. 

Whether you’re new to Reformed Benefits Association or a current member, we’ll be here to walk you through the open enrollment process every step of the way. Just click the links below to get started. 

I’m a current member and ready to get started. 

I’m new and ready to get started.