Find the Right Health Insurance Plan for You and Your Church

Open Enrollment Information

Don’t let complicated insurance processes keep you away from focusing on ministry. Make insurance decisions easier and work with Reformed Benefits Association to get the best health insurance plan for you and your church.

The 2027 Open Enrollment period begins on October 26, 2026 and ends on November 6. If you’re new to Reformed Benefits Association, you can still join our 2027 plan! For those who are already members, we’ll be updating information on this page regularly for the upcoming Open Enrollment season.

As you gear up for Open Enrollment, here are some helpful resources to make sure you’re off to a great start.

I’m a current member and ready to get started. 

I’m new and ready to get started. 

Upcoming Webinar

Open Enrollment webinar October 13, 2026 at 1 PM Eastern

What can you expect during Open Enrollment?
Join the free webinar and learn about:

  • Your health plan options for 2027
  • How to help your church navigate open enrollment
  • What causes rate increases and why they happen
  • How to get the most value when rates increase happen
  • Live Q&A where you can ask your specific questions

This webinar is tailored for memebers who do not reside in Michigan. 

Register Now

3 Easy Steps to Open Enrollment

1. View Plan Options

Check out the plan summaries and rate sheets and decide what benefits are most important to you and fit within your budget.

2. Verify Information

Verify the contact information and personal information of all who will be on your plan, including dates of birth and social security numbers.

3. Choose Your Benefits

Add benefits to your plan like dental, vision, and life insurance.

A Plan for Every Budget

The best plan is one that fits your budget, gives you affordable access to your benefits, and includes the services you are most likely to need. That’s why we currently offer multiple plans to choose from.

To download the 2027 Benefits Guide, click the button below to get started.  

Download Now
2027 RBA Benefitts Guide

Your Open Enrollment Questions Answered

Open Enrollment for 2027 plans takes place from October 26 to November 6, 2026.

Current members who are not making any changes may let their current plan roll over.

New members can sign up at any time during the plan year, regardless of when Open Enrollment takes place.

We understand that switching health insurance providers is not something that is done without a lot of thought. That’s why we invite you to download our benefits guide where you’ll find information about who’s eligible, a comparison of our health plans, dental and vision benefits, life and disability plans, and additional perks you can access exclusively through Reformed Benefits Association. 

Plus, you’re welcome to send us an email at any time with any questions. We’d be happy to help! 

Thank you for entrusting us with you and your church’s health insurance plan! To get started, just click here to fill out our brief form. From there, we’ll reach out to you with more information within 1-2 business days.

Thank you for the opportunity to continue to serve you and your church! To get started, check out our RBA Member’s Guide to Completing Open Enrollment. Here, we’ll provide you with 5 easy steps to complete your open enrollment online. 

Each year, we create a Benefits Guide so you can make an informed choice about which insurance plan is right for you and your church. To see what’s included, click here to download your Benefits Guide.

For current members and churches, if you’re not making any changes to your plan(s), you must still complete Open Enrollment. Please keep in mind that Open Enrollment is the only time (outside of experiencing a major life event like a birth, divorce, marriage, etc.) that you can renew your plan and/or make changes to your current plan.

New members and churches are not required to work within the Open Enrollment period. It’s a great opportunity to explore options and compare plans, but you can join as a new member at any time.

If you have further questions about this, please send us an email and we’d be happy to help.

Logging in is easy! Just click the “Login” button at the top right of the navigation bar. From there, you will be brought to the Bswift website. 

Please note: If this is your first time logging in, your password will be the last 4 digits of your social security number. You will be prompted to change your password after you login for the first time. If you have been here before, the last password you used will be current. 

During the open enrollment period, we work with a third party to help you get the quickest answers possible. If you get stuck or are unable to login, please contact Reformed Benefits Association’s Benefit Service Center at 844-643-1131 Monday-Friday from 8:30-5:00 p.m. CST. They will help you with log-in issues and be able to answer general open enrollment questions.

If you need further assistance, please send us an email and we’ll reach out within 1-2 business days. 

Additional Open Enrollment Resources

Download the Benefits Guide

Download Your Guide to Navigating Open Enrollment for Your Church

View Supplementary Benefits

Everything You Should Do To Get Ready for Open Enrollment

RBA Membership Guide to Completing Open Enrollment

Download the 2027 Rate Sheet for Surest and UMR Plans

See the 2027 Rate Sheet for Michigan Members (HMA/Priority Health)

Ready to get started?

We believe you should be able to focus on your ministry without carrying the burden of finding the right plan for you, your family, and your church. Your ministry is your calling — and we’d like to help you get back to it. 

Whether you’re new to Reformed Benefits Association or a current member, we’ll be here to walk you through the open enrollment process every step of the way. Just click the links below to get started. 

I’m a current member and ready to get started. 

I’m new and ready to get started.